Attention homeowners in Clovis and Fresno County: Need an appraisal?
Check out the top 7 reasons CA homeowners order from All Valley Appraisal:
Do you own a house in or near Clovis? Do you need help deciding the value of your real estate?
At All Valley Appraisal, we understand the individual needs of a homeowner seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at All Valley Appraisal, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value opinion than yours. Need to remove PMI?PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At All Valley Appraisal, we're veterans in helping customers just like you get rid of unwanted PMI insurance. Challenging property tax assessmentsYour local tax assessor may have your home overvalued if you live in a region that is declining or is not appreciating as much as other properties close by. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When challenging your property tax assessment, getting a professional appraisal from All Valley Appraisal is your chief weapon. HELOC recently frozen?Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can this be difficult from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. All Valley Appraisal can help you reinstate your HELOC. Need Field and Desktop Appraisal Review Services?Have you just accepted a copy of your appraisal and you'd like to have a professional double-check it for efficiency or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property. |